Apni Chhat Apna Ghar Scheme ACAG
The Chief Minister of Punjab launched the ACAG Scheme for the poor people of Punjab. Register now in the 15 lakh loan scheme and get an interest-free loan of Rs 15 lakh in installments for house construction from the Government of Punjab. This loan will be provided to you in installments, and it is your responsibility to pay this loan in installments to the Government of Punjab before the stipulated time.
This installment is made for about 5 years in which you have to pay 14500 rupees every month as an installment amount to the Punjab Government. If you commit any delay or fraud in the payment of the installment, then the Government of Punjab is authorized to take legal action against you. Also, you will not be provided with the next installment, so be sure to pay first your monthly installment before the scheduled time.
Maryam Nawaz Loan Scheme will provide 15 lakh loans according to the district’s quota. The Punjab government will provide the first installment of a loan of 15 lakh rupees for the construction of a house. As soon as you receive the first installment, you have the option to start the construction of your house, along with this, the Punjab government provides you with the facility that the tax required for the construction of the house is also paid by the Government of Punjab.
Now in this article, we will tell you in detail what is the opinion of the people about the ACAG Scheme and what are the questions that are being asked repeatedly by the people, so please make your interest with the article.
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Public Feedback About the 15 Lakh Loan Scheme through ACAG
ACAG 15 lakh loan scheme is being widely promoted at the level of Punjab province. The people of Punjab say that they are getting a lot of benefits from this scheme. It is a heartfelt desire of every person to have their own home. Chief Minister Punjab Maryam Nawaz Sharif wants to fulfill this heartfelt desire of the people of Punjab through this scheme.
The people of Punjab say that they are trying their best to somehow ensure their registration in the 15 lakh loan scheme so that they too can get a loan of 15 lakh rupees for the construction of their own house. The biggest advantage of this loan is that this loan is provided on an interest-free loan, in which you are also given the facility that you have to pay this loan to the Punjab government in installments.
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The people of Punjab have liked its installment system very much. They say that this installment system has been created by looking at the poverty score of the people and this installment system can be easily used by a citizen belonging to the middle class.
More people say that the number of fixed quotas is too low and they want the Punjab government to increase the amount of quotas so that more people can benefit from this scheme. The people of Punjab are fully confident that the Punjab government will not do any rigging in this balloting. Balloting will be done in front of all the people and it will be presided over by Chief Minister Punjab Maryam Nawaz Sharif.
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Frequently Ask Questions on ACAG
What is the ACAG Scheme?
The ACAG is an initiative by the Punjab government to provide interest-free loans of Rs 15 lakh to poor people in Punjab for house construction.
How can I benefit from the 15 Lakh Loan Scheme?
You can apply for the scheme to receive an interest-free loan of Rs 15 lakh. The loan is given in installments, and it must be repaid in monthly installments over 5 years.
What is the installment amount, and how long is the repayment period?
The loan must be repaid within 5 years. You will need to pay Rs 14,500 every month to the Government of Punjab as the installment amount.
What happens if I delay or miss an installment?
If you delay or commit fraud in your payments, the Punjab government is authorized to take legal action against you. Additionally, you will not receive further loan installments unless you clear the previous ones on time.
Will the Punjab government cover any additional costs related to house construction?
Yes, the Punjab government also covers the required tax for the construction of your house under this scheme.
Is there a district quota for this loan?
Yes, the loan is provided based on the district’s quota, meaning different districts may have different allocations for loan recipients.
When can I start the house construction after receiving the loan?
You can start the construction of your house as soon as you receive the first installment of the loan.
What legal actions can the government take for non-payment or fraud?
The Punjab government can take legal actions according to the Law of Pakistan against those who delay or fail to pay installments or commit fraud.
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Maryam Nawaz Loan Scheme Registration Process
If you also want to register yourself in the Maryam Nawaz Loan Scheme, the procedure is provided below:
- Visit the official website of ACAG and create your account by entering your CNIC number, phone number, email, password, and address information.
- Login to your account using your CNIC number and password.
- On login, you will be told some “Terms and Conditions.” Read these terms and conditions and click on the “Proceed” button.
- You will be asked for your general information, including your personal information, your bank information, and a photo of yourself.
- After providing all the information make sure that you have provided your information correctly and then click on the “Save and Next” button.
- You will be asked for photos of your documents. Photos of your required documents including front side photo of your CNIC, backside photo of CNIC, and photo of your property.
- Remember that you should always upload a clean and clear photo of your documents that can be easily read.
- Finally, enter your feedback and “Submit” your application.
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Summary
A 15 Lakh Loan Scheme has been started by the Government of Punjab through which it has been announced that they will provide a loan of 15 lakh rupees for the construction of a personal house to those families of Punjab who do not have a personal house. Chief Minister Punjab Maryam Nawaz Sharif wants every citizen of Punjab to have their own house, that’s why Maryam Nawaz Sharif has started the ACAG Scheme.
The loan that will be provided to you through this scheme can be repaid by paying an installment of Rs 14500 to the Punjab government every month for 5 years. If you do not pay your installment on time, then the government of Punjab is authorized to take action against you according to the law of Pakistan. This loan will be provided as per the District Quota. This scheme is being widely promoted at the level of Punjab province and it is the effort of all the people to get their registration in the ACAG Scheme.
The installation system provided by the Punjab government is very much liked by the people of Punjab because this system is according to their standards. If you have not done your registration yet, now visit the portal provided by the Punjab government. Provide the required information there and confirm your registration.
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