Apni Chhat Apna Ghar Scheme officially Launched Apply Now

Apni Chhat Apna Ghar Scheme by the Government of Pakistan

On behalf of the Government of Pakistan, Chief Minister Punjab Maryam Nawaz has taken a new initiative. Chief Minister Punjab Maryam Nawaz has announced that she will provide loans in the form of the Apni Chhat Apna Ghar Scheme to the people of Punjab who do not have their own house to live in so that they can fulfill their dream of owning a house. Whether you are a laborer, employee, or owner of any small business, this program is nothing less than a blessing for you.

Under this program, Chief Minister Punjab Maryam Nawaz says that she will provide a loan of 15 lakh rupees to the poor people of Punjab so that every poor person’s dream of having their own house can be fulfilled. Now in this article, we will provide you with all the information about the “Apni Chhat Apna Ghar” program which has been provided by the Chief Minister Punjab Maryam Nawaz by the Government of Pakistan, so stay connected with our article and read the article completely.

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Primary goals of the Apni Chhat Apna Ghar Scheme

The Punjab Apni Chhat Apna Ghar scheme provided by the Government of Pakistan aims to provide 100,000 affordable houses to the residents in all areas of the Punjab province so that the residents of Punjab province can have their own homes. The “Apni Chhat Apna Ghar” housing scheme is for those people who cannot build their own houses due to lack of capital. In this regard, the Punjab government provides them with a loan of 15 lakh rupees, with which they can start the construction of their house. This program will be completed in 4 and a half years through 3 phases.

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These objectives are stated below:

• Better living conditions for low-income households
• Better access to basic amenities such as water, sanitation, and electricity.
• Strengthening community development
• Reduction of overcrowding and slums.
• Protection of the community
• The construction of 100,000 houses will create about half a million jobs, which will improve the economy.

Features of the ‘Apni Chhat Apna Ghar’ Scheme

• Under this program, you will be provided an interest-free loan for the construction of your own house. The maximum loan amount will be 1.5 million.
• You can repay this loan in easy installments of 7 years.
• This amount will be provided to the beneficiaries in installments.
• Operational expenses and sales tax will also be paid by the Punjab government.
• The Punjab Government has provided you with the facility that you have been waived for the first three months’ installment.

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Detailed eligibility requirements for applicants

You have to meet certain criteria to benefit from your apni Chhat Apna Ghar program. Only those people who fulfill this criteria will be able to benefit from the Chhat Apna Ghar program provided by the Government of Pakistan. It is explained below:

• You must be a resident of Punjab province.
• You must have a National Identity Card approved by the Government of Pakistan.
• You should have 5 Marla land in an urban area and 10 Marla land in the Dahi area.
• The applicant should not have a criminal record.
• Have not taken a loan from any financial institution or bank etc.
• You must be registered in the National Socio-Economic Registry (NSER) survey.
• Your PMT score must be 60 or less.

Necessary documents and information required

You will also have to submit some of your documents to get a loan of Rs 150,000 for your house construction. These documents are required for your verification to check whether you are eligible for the “Apni Chhat Apna Ghar” program or not. The documents required to apply for this scheme are given below:

• National Identity Card approved by the Government of Pakistan
• A valid phone number
• Proof of your property
• Proof of monthly income

Method of Applying through https://acag.punjab.gov.pk/ 

The procedure to apply for the “Apni Chhat Apna Ghar” housing scheme provided by Chief Minister Punjab Maryam Nawaz is very easy. If you also want to get an interest-free loan of 15 lakh rupees to build a personal house from the Apni Chhat Apna Ghar scheme provided by the Chief Minister of Punjab, then the procedure is given below. You can register yourself at any time by implementing this method and get a loan of 15 lakh rupees from the government of Pakistan to build your house.

• For registration, you have to visit the official website of the “Apni Chhat Apna Ghar” Scheme.
• If you are a new user, create your account by entering your CNIC number, phone number, and password.
• After creating the account login the account with the CNIC number and password.
• You will be given a form. Fill this form with your details like name, CNIC number, father’s name, father’s CNIC number, district, division, property information, occupation, job sector, monthly income, and property status, and provide a photo of yourself.
• After that, you have to provide the required documents which are necessary for your application.
• Don’t forget to recheck your information once after providing all the documents and information.
• After submitting the documents provide your feedback and submit your application.
• When you are considered eligible for the “Apni Chhat Apna Ghar” Scheme, you will receive a message from the Punjab Government informing you about your eligibility so wait.

Also, Read How PSER Survey is Different From NSER Survey

District Wise Quota of “Apni Chhat Apna Ghar” Scheme

Conclusion

On behalf of Punjab Maryam Nawaz, the “Apni Chhat Apna Ghar” program has been started, under which 70,000 households will be provided with a loan of 15 lakh rupees to build their own house, which can be paid in easy installments over 7 years. You can visit https://acag.punjab.gov.pk/ for registration and provide your personal information and documents there. After successfully registering, if you are considered eligible for the “Apni Chhat Apna Ghar” program provided by Chief Minister Punjab, you will be provided with Rs 15 lakhs.

Also, Read Free Rashan Program Started from PSER Survey Punjab

Frequently Ask Questions (FAQs)

How much money will I be provided under the “Apni Chhat Apna Ghar” scheme?

Under the “Apni Chhat Apna Ghar” program, you will be provided with a loan of Rs 15 lakh.

In how many years can I repay the amount of “Apni Chhat Apna Ghar”?

You can easily repay the loans obtained by the “Apni Chhat Apna Ghar” program in 7 Years.

How many months of relief will be given if benefit from the “Apni Chhat Apna Ghar” scheme?

If you benefit from the “Apni Chhat Apna Ghar” scheme, your first 3 months of installments will be forgiven.

Which province can benefit from the “Apni Chhat Apna Ghar” scheme?

Only citizens of Punjab province can benefit from the “Apni Chhat Apna Ghar” program.