15 Lakh Loan Scheme in Punjab Online Apply Updated Procedure

Apni Chhat Apna Ghar Scheme

Chief Minister Punjab Maryam Nawaz has launched a 15 lakh loan scheme for the people of Punjab province, with the help of which the deserving families of Punjab province will be provided with a blessing like a house. Chief Minister Punjab Maryam Nawaz says that having your own home is a great blessing which is realized only by those who do not have their own home.

If you also don’t have your own house, then you can apply for the Apni Chhat Apna Ghar scheme from the government of Punjab. In this article, we will provide you with detailed information about the 15 lakh loan scheme provided by Punjab Chief Minister Maryam Nawaz so that you do not face any problems getting a loan from the 15 lakh loan scheme provided by the Punjab government.

Maryam Nawaz 15 Lakh Loan Scheme Objective

Thanks to the 15 lakh loan scheme provided by Punjab Chief Minister Maryam Nawaz, you will be provided with your own house. The biggest advantage of the 15 lakh loan scheme is that this scheme is being provided on an interest-free loan, which you can pay back to the Punjab government in easy installments of 7 years.

Further, you have been provided with the facility that you can complete this 7-year installment by paying 14000 rupees per month. Looking at the poverty score of the people, the Chief Minister of Punjab has also announced that the first 3 months’ installments will be waived for those benefiting from the 15 lakh loan scheme.

15 Lakh Loan Online Apply acag.punjab.gov.pk

The Punjab government has introduced a portal for the convenience of its people, with the help of which you can register in your 15 lakh loan scheme. The registration procedure has also been kept very easy which can be completed easily by a common sense citizen. For registration, you have to visit the acag.punjab.gov.pk portal provided by the Punjab government.

Also, read Step to Step Registration Process for CM “Apni Chhat Apna Ghar” Scheme

You can complete your registration successfully by following the details below:

1. Access the official website of the Punjab Government 15 Lakh Loan Scheme (acag.punjab.gov.pk) in the search engine of your system.
2. If you are new, create an account using your CNIC, password, phone number, address information, and email address.
3. After creating the account, log in to the account using your CNIC and password.
4. Upon logging into the account you are provided with some terms and conditions, agree to these terms and conditions by clicking.
5. In the next step, you will be asked for some general information, including your name, your father’s name, your CNIC number, your father’s CNIC number, gender, registered email, mobile network, mobile number, etc. will be requested. Always provide your correct information when applying.
6. In the next step, you will be asked for your documents which are required for your registration. These documents will include your CNIC’s front side, your CNIC’s backside, and your ownership document. After providing the documents click on the “Save & Next” button.
7. Finally, you will be asked for your feedback. If you want to give your feedback, enter your feedback. It should be noted that giving feedback is not mandatory. You can complete it at your convenience after that click on the submit button.
8. If you are considered eligible for the 15 lakh loan scheme provided by the Punjab government, you will be provided with a loan of 15 lakh rupees on the date set by the government of Pakistan.

Also, read Maryam Nawaz Apni Chhat Apna Ghar Scheme 2024

Documents Needed for Maryam Nawaz Loan Scheme

If you also want to avail of the 15 lakh loan scheme provided by the Punjab government, then you have to submit your documents to the Punjab government. These documents are requested by government agencies to verify you, after which your documents are processed.

After completion of the process, if you are deemed eligible by the Punjab government that you need the loan, you are provided with a loan of 15 lakhs which can be used to build your house. These required documents are mentioned below:

• Proof of your property
• Your bank statement
• Proof of monthly income
• Your original National Identity Card is approved by the Government of Pakistan

Also, read Apni Chhat Apna Ghar Scheme officially Launched Apply Now

Eligible Criteria for 15 Lakh Loan Scheme

If you also apply for the 15 lakh loan scheme provided by Punjab Chief Minister Maryam Nawaz, then you also have to fulfill the criteria allocated by the Punjab government. Chief Minister Punjab Maryam Nawaz has strongly announced that this scheme is only for those who are deserving of this scheme, so it should be ensured that only those people are provided a loan of 15 lakh rupees from the 15 lakh loan scheme who want to build their own house.

If you also want to get an interest-free loan of 15 lakh rupees from the government of Punjab, that too in easy installments, then you have to fulfill the criteria given by the government of Punjab. These criteria are explained below:

• You must be a permanent resident of Punjab province.
• You should not have your own house.
• You should have 5 marla urban land or 10 marla rural land.
• You have never been involved in criminal activities.
• You must have a National Identity Card approved by the Government of Pakistan.
• You are not benefiting from any other scheme of the Up Govt.

Also, read Eligibility Criteria to Get 15 Lakh Loan Under Apni Chhat Apna Ghar

Final Thoughts

A 15 lakh loan scheme has been launched by the Punjab government, the aim of which is to provide capital for the construction of personal houses to those people of Punjab who do not have their own houses. If you do not have your own house, then you can get a loan of 15 lakhs from the Punjab government. To get this loan, you have to register yourself in the Apni Chhat Apna Ghar scheme.

To register for the 15 lakh loan scheme, you have to visit the official website of Apna Chhat Apna Ghar Scheme (acag.punjab.gov.pk). There you have to provide proof of your documents along with your personal information. After submitting your application, if you are considered eligible for a loan of 15 lakhs, you will be provided an amount of 15 lakhs by the Government of Punjab.

Also, read Apni Chhat Apna Ghar Scheme Registration Form 2024: Apply Now and Get Your Home

Frequently Ask Questions (FAQs)

How can I register for the 15 lakh loan scheme provided by the Punjab government?

You can register for 15 lakh through the official website of the Apni Chhat Apna Ghar scheme (acag.punjab.gov.pk).

How long can I repay the loan from the Punjab Government?

If you get a loan of 15 lakh rupees from the Punjab government, you can repay this loan in easy installments of 7 years in which you have to pay an amount of 14,000 rupees every month.

What is the main purpose of providing the Apni Chhat Apna Ghar scheme?

The main purpose of providing the Apni Chhat Apna Ghar Scheme is that all the people of Punjab have their own houses to live in.