15 lakh loan For Home From Punjab Apni Chhat Apna Ghar Scheme

Apni Chhat Apna Ghar Scheme 

Government of Pakistan’s Apni Chhat Apna Ghar program is a good initiative by Chief Minister Maryam Nawaz. The objective of the scheme was to provide one lakh affordable houses and apartments to eligible residents in all areas of the province, achieving significant growth in the housing sector of Punjab.

Chief Minister Maryam Nawaz has announced that all the residents of Punjab who are poor and deserving will be provided with loans to build houses. People living in villages who own 10 marla land will be given a loan of 15 lakhs and those living in cities who have 5 marla land will also be provided with a loan of 15 lakhs. 

This loan amount has to be returned in seven years. In this article, it will be explained which people can benefit from the Apni Chhat Apna Ghar Scheme. To get interest-free loans you should read this article carefully to get all the information easily.

Also Read: Maryam Nawaz Sharif Housing Project For Low-Income Families

Registration Process For Apni Chhat Apna Ghar Scheme

The good news for the people who want to join the Apni Chhat Apna Ghar program is that they can do online registration in the Apni Chhat Apna Ghar program. A portal has been launched by the Government of Pakistan to register. If you are applying for the first time then you have to click on the Register option. 

For this, you have to enter your mobile number, identity card number, valid email address, and password. After that, you are registered for the program after clicking on the register option. After that, you have to complete your registration process for which you have to open the portal.

To apply, you have to enter your full name, followed by your ID card number, father’s name, father’s ID card number, and then gender. Enter your email address, mobile number, mobile number network, your division name, district name, and your tehsil name. After that, you have to enter your city name and password. 

Click on the register option and you will be registered successfully. After that, you have to enter all the necessary documents. When you have entered all the documents, then you have to click on the save option.

 After that you will register successfully. When the distribution of money is completed, the money will be provided to you by the Government of Pakistan, which you have to pay back within seven years.

Also Read: BISP Chairperson Rubina Khalid Announced August Payment Dates

Who is Eligible For Apni Chhat Apna Ghar Scheme

Under this scheme, interest-free loans will be provided for the construction of houses to the eligible persons under the specified terms and conditions and funds will be provided for providing interest-free loans.

• A resident of Punjab. Loans will be provided to those who have less than five marla land or five marla land in urban areas.
• If the people living in the villages have 10 marlas of land, if they have less land, then they will be provided with a loan.
• To apply you can submit your application through the online portal www.acag.punjab.gov.pk
• The maximum loan amount is Rs 15 lakh
• The loan period has to be repaid in seven years with easy monthly installments.
• The process of distribution of money in installments to the beneficiary will be completed.
• Apart from this, expenses and sales tax will be paid by Punjab government

Also Read: Free Rashan Program Started from PSER Survey Punjab

Eligibility Criteria For Apni Chhat Apna Ghar

Persons who register under Apni Chhat Apna Ghar Scheme will have to meet the eligibility criteria. People who meet the eligibility criteria will be given compound interest loans under Apni Chhat Apna Ghar Scheme.

• As per NADRA records, the applicant should be the head of his family
• The applicant should have his identity card.
• Applicant should belong to the Punjab
• Applicant owns five marla land or less in urban areas.
•  Own ten marla or less land in rural areas in Punjab.
• The in-line application is on the date of submission in which they intend to build it.
• The applicant should not be involved in any criminal record like being convicted of anti-state, anti-social activities, etc.
• Applicant does not avail loan from any institution or bank
• Applicants are registered with the NSER survey in households with a PMT score below 60.

Also Read: Maryam Nawaz Sharif 8171 New Registration For 7 lakh Families

How Can Beneficiaries Get Benefits From The ACAG Program 

There are many benefits of the Apni Chhat Apna Ghar program launched by the Government of Pakistan. Individuals who have completed the registration can avail the benefits of the Apni Chhat Apna Ghar program.

1. Provide better living conditions for low-income families.
2. It leads to a reduction in overcrowding and slums
3. Providing basic amenities such as better access to water, sanitation, and electricity.
4. Community safety and security will increase
5. There will be positive social impacts on the target beneficiaries
6. Strengthen social cohesion and community development.
7. The construction of one lakh houses will create about half a million jobs and contribute to the economy.

Required Documents

To get an interest-free loan of 15 lakh under the Apni Chhat Apna Ghar scheme, you need to submit the following documents. After checking these documents, you will be provided with an interest-free loan of Rs. 15 lakh from the ACAG program.

• You must have your National Identity Card with you
• You belong to Punjab province.
• Your identity card must be registered with NADRA.
• You are the head of the house
• You must have land papers.
• You should not be involved in any unnecessary activities and you should not have any criminal record.
• You must have proof of monthly income.

Also Read: BISP 11500 Payments For Poor Families in Pakistan August 2024

Final Words

In this article, you have been told all the information in detail, you have to read this article carefully so that you can get all the information because you have been told in this article. How you can get free loan of 15 lakhs after registration. These interest-free loans will be given to those who live in the city and have five marlas of land.

While the people living in the villages who have 10 marla of land or less will get Rs.15 lakh. Loans will be provided. Which has to be paid in easy installments of seven years and they have to pay monthly installments of 14 thousand rupees. Also, if you face any kind of problems then you must visit our website.

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